Senior Underwriting Director

About the role

The Director, GHNW Underwriting provides guidance to junior staff, supports underwriting management with research and training, and leads high‑scope, complex underwriting projects. This senior position balances risk selection, expense management, and strategic initiatives across the underwriting department.

Key responsibilities

• Oversee risk selection and classification, including high‑value cases and reinsurance coordination, ensuring alignment with company standards.
• Provide expert guidance and mentorship to underwriters at all levels, serving as a key resource for complex cases.
• Ensure underwriting decisions stay within approval limits and are supported by thorough analysis of medical, financial, and non‑medical data.
• Maintain consistency and quality through effective referral processes and adherence to departmental guidelines.
• Manage preferred mortality blocks and flex guidelines to meet pricing and risk expectations.
• Drive operational efficiency by balancing underwriting requirements with expense management.
• Collaborate on strategic initiatives, new business development, and departmental projects while building strong relationships with internal stakeholders, field personnel, and reinsurers.

Required profile

• Post‑secondary education or equivalent experience with a minimum of 15 years in underwriting.
• Strong knowledge of underwriting principles, including medical, financial, and non‑medical risk assessment.
• Familiarity with estate, business, and insurance planning strategies, as well as regulatory and legislative impacts.
• Deep understanding of reinsurance practices, insurance contract law, and product pricing principles.
• Proven ability to balance risk assessment with expense management and client‑centric decision‑making.
• Professional designations in underwriting or insurance preferred and a commitment to ongoing learning.