Assets (Cards) Product Manager

About the role

HSBC Bank Bermuda Limited is looking for an experienced Product Manager to join its Retail Product Team within the International Wealth and Premier business. The Assets (Cards) Product Manager devises, develops and executes the operating plan and strategy, and manages end-to-end products, including achieving the agreed plan and targets.

Key responsibilities

• Work with Marketing, Propositions and Distribution teams (and third parties where appropriate) to manage growth drivers (proposition, price and promotion), ensure fair value and control costs to deliver the annual operating plan.
• Lead the development of propositions and product features based on competitor activity and strategy.
• Work with card schemes to deliver compelling propositions and use their assets to strengthen them.
• Drive and deliver product performance targets, aligned with key distribution channels.
• Improve customer journeys across all channels and develop strategies to increase share of wallet and deepen customer relationships.
• Define marketing aims and agree business and marketing briefs with colleagues.
• Maintain a competitive advantage through innovation and differentiated propositions and services.

Required profile

• University degree.
• At least 5 years of experience in financial services; specific experience with card products desired.
• Demonstrated understanding of customer segmentation, product P&Ls and their key drivers.
• Experience in a commercial marketing or product management environment, driving customer behaviour and P&L results.
• Experience delivering product propositions and/or marketing and/or distribution in a retail financial services environment.

Required skills

• Proven project management and multitasking skills with attention to detail.
• Ability to manage the key levers needed to keep products at the forefront of sustainable, profitable growth.